Abstract:
The main objective of this study to identify determinants of loan repayment performance of
borrowers in acsi gonder city in this study primary data through borrowers questionnaire
distributed to 351borrowers but only 345respondent were responded. In order to identify the
factors affecting loan repayment performance descriptive statistics and multi linear regression
model were employed. The result person correlation revealed that Regarding relationship
demographic, social, economic, business and institutional factors have statistically significant
positively strong contributes or correlated at significance level of P<0.05. Based on the model
coefficient of determination or R2 obtained was indicated that 84% of the variation in the
measurement function can be explained by demographic, social, economic, business and
institutional factors. The un standardized coefficients of Beta and Sig values for demographic,
social, economic, business and institutional factors were significance which are less than
0.05; significance level. This indicates that there is significant relationship between
independent and dependent variable.
